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SIU Credit Union offers a full range of checking accounts, including free checking. Each checking account comes with a complete range of electronic services that allow you to manage your accounts any time, anywhere. Browse our various checking options to see which account is right for you.
| Account Features |
Free Checking |
Basic Checking |
Emeritus
(55+) |
Premier NOW |
| Minimum to Open |
$50.00 |
$50.00 |
$50.00 |
$1000.00 |
| Min. Balance to Avoid Service Charge |
No Min. Balance |
$450.00 |
No Min. Balance |
$575.00 |
| Monthly Service Charge |
None |
$4.50 |
None |
$5.75 |
| Interest Earned on Account |
None |
None |
|
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Access to 57,000 free ATMs
|
Yes |
Yes |
Yes |
Yes |
| Account Type |
S77 |
S75 |
S55 |
S50 |
| Q-Phone & Online Banking |
Yes |
Yes |
Yes |
Yes |
| Overdraft Protection |
Yes |
Yes |
Yes |
Yes |
| Ultimate VISA Check Card |
Yes |
Yes |
Yes |
Yes |
| Reduced Traveler's Checks Fees |
No |
Yes |
Yes |
Yes |
| No Money Orders Fees |
No |
Yes |
Yes |
Yes |
| No Cashier's Checks Fees |
No |
Yes |
Yes |
Yes |
| No License Sticker Fee |
No |
Yes |
Yes |
Yes |
RELATED LINKS
Overdraft Protection
Members checks are protected with overdraft protection from SIU Credit Union. If a member overdraws his/her account, money from his/her membership shares account is deposited into his/her checking account. This service is free of charge and occurs automatically. The $5 minimum must remain in the membership shares account and will not be transferred.
* Contact SIU Credit Union for current rates and Annual Percentage Yield information at (618) 457-3595. Membership required. Please see "Account Information Disclosure" for Truth-In-Savings information on savings and checking accounts.
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