SIU Credit Union Blog

National Child Day.. Who knew that existed?

child dayDid you know that November 20 is National Child Day? I never knew that was an actual ‘holiday’. When I was a child I would ask my mom and dad every Mother’s Day and Father’s Day why there wasn’t a Kids Day, just to get the same response each time “Every day is Kid’s Day!” Come to find  in my adulthood that there is such a day! Which leads me to the moral of this blog post…

Now that all you parents know that this is a holiday (and we all know that holidays should be celebrated properly) What are you going to give your child(ren) on their special day? At SIU Credit Union we can’t think of a better way to show your children that you appreciate them on their day by setting up a Bailey Bobcat Club Account (12 and under), Jr. Executives Club (ages 13-17), or Smart Young Investors (Ages 18-24).

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Four Money Mistakes Every Couple Should Avoid

couple fighting over money

Money can wreck a relationship. In fact, how they spend, save, and account for money is one of the leading sources of friction between couples. In virtually every study, money ranks as the first or second most argued-about topic for twosomes of all types.

 Try to avoid these four common mistakes:

* Extremism. Work on changing your ways if you’re on either end of the spectrum from shopaholic to cheapskate. It’s a lot easier to have a meeting of the minds when both partners practice moderation.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Catching the Bad Guys: SIU Credit Union Looks Out for Members’ Safety

bad guys
Terrorists, money launderers, computer hackers, counterfeiters— it’s enough to make you stay up nights worrying if you and your money are safe.

Credit unions play a role in helping the government bring these types of bad guys to justice. Some of our actions to help law enforcement may be apparent, but credit unions take other “behind-the-scenes” steps to help protect you and our nation.

All financial institutions must have systems in place to generally track if there are unusual flows of funds into or out of both personal and business accounts. A financial institution must have some idea of what a person does or how the person normally uses the account to assess what is suspicious activity. The Bank Secrecy Act requires credit unions and other financial institutions to periodically look through their membership and customer names for matches against a list of names under federal investigation.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Services, Sites Help Veterans Navigate Benefits Maze

veteran services
Veterans returning to the U.S. from their tours of duty face a fresh challenge at home: making the switch from soldier to civilian. To make veterans’ transitions easier, the federal and state governments offer a long list of benefits that address health, career, financial and other needs.

 The military also offers debriefings before servicemembers are discharged to inform them of the benefits available and how to apply for them. Despite these efforts, many veterans are missing out on their fair share of entitlements.

 That’s likely due, in part, to timing: Veterans’ advocates observe that many homebound servicemembers would rather focus on their families and the future than on learning about and applying for benefits. Those who do want to pursue their entitlements can find the amount of information and the application process daunting.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Put Your Leftovers to Good Use

Turkey CroquettesWith Thanksgiving comes family, friends, food, thankfulness, and LEFTOVERS. If you are like my family, you will have lots and lots of leftovers!

That yummy turkey, mashed potatoes, and cranberry sauce soon loses its enjoyment.  You can only eat so many turkey sandwiches,  am I right?
Don’t worry though, we have a delicious recipe to put your leftovers to good use.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Tips to Living on Your Own

Moving

Before The Move.

1. Create a Spreadsheet. Create your budget. How much will you be making? How much will rent & utilities cost you? Gas? Groceries? Entertainment? There is a lot to consider when you start to create your budget. If you are renting, many renters want 1st and last month’s rent, application fees, and security fees. Make sure you add this to your spreadsheet for the first month or so.

2. Contact Companies. After you have found a place to move into you need to find out what bills you will be responsible for. For example: gas, electric, water, trash, cable, the list goes on. After you have the list now you need to start making those phone calls to get your accounts set up, set up a start date, and get an estimate of how much it is going to cost you. It’s also important to contact other companies such as your credit card and cellphone companies and let them know you will be moving. Some companies require a piece of mail from your new address with your name on it before they will do an address change.

3. Get the Essentials. *Bed & Linens *Kitchen Supplies; pots, pans, can opener, microwave. *Bathroom Supplies; shower curtain, toilet brush, trash can. *Cleaning Supplies *Etc.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page
« Older posts

Copyright © 2014 SIU Credit Union Blog

Theme by Anders NorenUp ↑

SEO Powered by Platinum SEO from Techblissonline