Earth day is coming up on April 22, which means it is time to think about ways we can help conserve energy. There are two services that SIU Credit Union offers that can help you conserve energy on Earth Day and in the future.
Less paper means more saved trees, so we give you the option to receive E-statements instead of paper copies. They include all the same information as the paper copy, with the benefit of helping the Earth. Plus, you will receive your statements faster and safer than before. This reduces the risk of your statement ending up in the wrong hands. If you would like more information on E-statements, visit http://www.siucu.org/online-services/e-statements.shtml
How often do you drive to SIU Credit Union to deposit a check? Conserving fuel usage helps limit emissions that negatively impact the environment. Mobile deposit is a great way to deposit your checks from the convenience of your home or office. No more trips out of your way also means no more unnecessary emissions while you are out. The mobile deposit app allows you to scan your check with a smart phone and send to us for processing. Better yet, you can use it anytime of any day! For more information about mobile deposit please visit https://www.siucu.org/online-services/mobile-app.shtml
Of course there are many other ways we can help out on Earth Day. Here are some additional tips to help conserve.
1. Utilize Reusable Shopping Bags
Reusable shopping bags are a great way to limit the amount of plastic that ends up wasted in the environment. If you are using paper bags, you can still reduce the amount of paper used and help save trees!
2. Limit Water Usage
There are countless ways to limit the amount of water that you use, but some are very simple. When you go to wash your hands, just turn the water off while you later and you’re already helping. You can do the same in the shower to save larger amounts of water also.
3. Switch to Compact Light Bulbs
Energy-efficient light bulbs are a quick and easy way to reduce the electricity usage in your home. The next time you have a standard bulb burn out, replace it with a compact fluorescent bulb instead.
4. Hang Dry Clothes
It’s easy to love warm clothes coming out a dryer, but you can conserve energy by hang drying clothes as well. As an added benefit, the clothes will better save their color and fit while you save a little money yourself.
5. Pay Bills Online
Online payments don’t have to stop with SIU Credit Union! Why not take a look at some of the other bills you receive and see if they have an online payment option as well? You might even be able to go completely digital, increasing your conservation and efficiency!
Buying a home requires a very large amount of planning. There are multiple steps that may seem overwhelming at first glance. There will be financial planning, working with a realtor, appraisals, titles, home inspections, and credit checks. With so many different pieces working together, you most likely have questions about how everything works. SIU Credit Union decided to get an expert in each of these fields and bring them all to one location to assist you with your home-buying questions. Whether this is your first home, an upgrade to your current residence or a real estate purchase for your portfolio, you owe it to yourself to have all your questions answered.
Seating is limited, so please RSVP by May 6 to 618-549-8621 or email email@example.com.
Jana Ledbetter – SIUCU
Bob Davenport – Realty Central
Jason Heumann – FHA Approved Appraiser
Scott Murrie – Title Professionals
Ray Hogan – Home Inspector
Brian Zitlow – TransUnion
Thursday, May 8
6 – 8 p.m.
SIU Credit Union – Data Center
(Across the street from branch)
400 N. Giant City Road
Carbondale, IL 62901
Blood drives are fantastic for assisting the local community and countless others. The American Red Cross reports that every 2 seconds, someone in the U.S. needs blood. Although the demand is so high, less than 10% of eligible U.S. donors actually donate.
If you haven’t considered donating blood before, it is a quick and easy way to help others. The donation process typically takes only an hour and 15 minutes. If you would like to donate, we are hosting a blood drive on Thursday, April 24 from 10 a.m. – 2 p.m. at the N. Giant City Road branch near Kroger in Carbondale. Signing up to donate is as easy as visiting www.redcrossblood.org. Come visit the blood drive and help save lives!
SIU Credit Union knows that you’re always on the go! So we’re providing you with a list of useful apps for your smart phone or mobile device. Need to access your account, find an ATM, help buying a car, or even get discounts when you’re shopping? It’s all right at your fingertips. Find these apps in the Apple App Store or on Google Play.
SIUCU Mobile Banking – It’s easy and convenient to manage your finances – wherever you are! Away from your computer and need to make a transfer? Or maybe you just need to check your balances or pay a bill. It’s all easy with the SIUCU Mobile Banking App.
COMING SOON! SIUCU Deposit – In early 2014 you’ll be able to make check deposits anytime, anywhere using your mobile device. Just tap the SIUCU Deposit App, Snap a picture of the check with your mobile device and deposit it into your account.
CO-OP Shared Branch – With access to over 5,000 branches nationwide, the CO-OP Shared Branch network makes your hometown credit union one of the most convenient financial institutions in the world and with the CO-OP Shared Branch locator app, it just got even more convenient.
CO-OP ATM Locator – CO-OP, the largest Credit Union ATM Network in the world, offers nearly 30,000 surcharge-free ATMs nationwide.
Allpoint® ATM Network – With 55,000 ATMs across the US, UK, Mexico and Australia, Allpoint® is your single source for surcharge-free access.
NEW! AskAutoTM – Buying a car? Our new AskAutoTM app can help. Research and compare vehicles you like. Apply for a loan anytime, anywhere. It’s simple using your smartphone or tablet – and the AskAuto app. Get your free app today at http://askauto.loanliner.com/market!
Invest in America – Credit union members can access Invest in America’s exclusive discount offers through this easy-to-use app. Members can save money from companies like GM, Sprint, TurboTax, and Dell.
SIU Credit Union is collaborating with local businesses to host several cash mobs in the Southern Illinois area. Cash mobs started in the fall of 2011 as a spin off of the popular “flash mob” movement. Instead of getting people together to do a dance, blow bubbles, or do some other creative expression, cash mobs got people to “spontaneously” infuse some cash into the local economy. The idea is simple: gather a large group of people to descend on a business in a short time span, and have each person spend $10 – $20 in cash at that business.
“It’s like a cash injection for a small, independent business,” says Karli Feldhake, Marketing Director of SIU Credit Union. “Our goal is to bring the community together to support these great local businesses.”
SIU Credit Union’s first Cash Mob will take place at Cool Spoons located at 695 N. Giant City Road in Carbondale (in front of Kohl’s) on Tuesday, January 22nd from 2:00 – 9:00 PM. The promotion plans on using social media to announce future Cash Mob locations and to collaborate with the communities, who will help to spread the word to their friends on Facebook, Twitter, and other online media outlets.
For more information and further updates on SIU Credit Union’s Cash Mob schedule follow them on Twitter @siucreditunion or visit them on Facebook at http://www.facebook.com/siucreditunion.
NerdWallet finance blog recently released their top picks for university credit union financial literacy programs, and SIU Credit Union was named the Best for Car Buyers.
“It’s an honor to be recognized,” says Karli Feldhake, Marketing Director of SIU Credit Union. “We always strive to provide helpful financial resources to our members and the entire community.”
SIU Credit Union’s website offers a variety of free resources including financial calculators, Illinois Motor Vehicle forms, and links to popular auto buying websites such as Kelly Blue Book – all designed to help improve financial knowledge and the car buying experience.
“Credit unions are great for free checking and loans, of course, but many people don’t realize that they’re also an excellent resource for financial literacy,” says Laura Edgar, NerdWallet’s credit union specialist. “We were especially impressed with SIU’s collection of information on cars. Buying a car requires so much more than getting a good rate on a loan, and we think it’s wonderful that SIU encourages their members to view the process holistically.”
NerdWallet is an unbiased personal finance website committed to promoting financial literacy. Their education blog offers awesome tools and tips for students to manage their finances: http://www.nerdwallet.com/blog/education/. As a company, they’re especially excited to spread the word about credit unions. They’ve crunched the numbers, and credit unions come out ahead of the big banks every time. Check out their pressroom to read reviews of free products and learn more: http://www.nerdwallet.com/pressroom.
About SIU Credit Union
SIU Credit Union is a not-for-profit financial institution with five locations in Carbondale, Energy, Marion and Metropolis. Membership is open to anyone living or working in Franklin, Jackson, Jefferson, Johnson, Perry, Marion, Randolph, Saline, Massac, Union, or Williamson counties in Illinois. Federally insured by NCUA. Equal Housing Lender. For more information, visit www.siucu.org.