SIU Credit Union Blog

Pitfalls for the Online Job Hunter

BU010133

Today’s economy, so unrewarding for job hunters, is a boon to con artists. They have a larger and more desperate pool of potential victims than they have had in 20 years.

The Internet, awash with electronic résumés, is prime hunting ground for many job cons. Most employment services are reputable, and the Web can be a useful job search tool. But it pays to know the good guys from the bad guys and how to protect yourself from job scams, especially those online.

The worst crime employment or personnel agencies might commit is to entice you to their office with an ad for a promising but nonexistent job. Other businesses make grand promises–access to “unadvertised job opportunities” and jobs with six-figure salaries. But watch out! The bigger the bait, the higher the cost of the deception.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

How You Drive = What You Spend on Gas

Unless you can afford to buy a less-thirsty car, you only need to look into the mirror to see your best option for improving gas mileage: you, and your driving habits. A recent series of road tests by fueleconomy.gov shows how dramatically changing your habits can improve gas mileage—especially in highway travel. Gas mileage gains from slowing down and driving less aggressively ranged from 5% to 33%, depending on how much driving style was changed.

87766899

Whatever your driving habits are now, here are some tips to save on gas: Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Fast Food: Worth Your Money?

Fast food is quick and easy in our busy lives but eating healthy is crucial to staying healthy—and can save you some cash.

rbww_35

When you cook at home instead of going out for fast food, you control everything that goes into your meals. You don’t have to worry about how much salt or sugar the cook added. You already know.

Also, home-cooked meals are less greasy than fast food ones. The extra grease in the fast food is bad for your heart and can lead to slow killers like obesity and heart disease.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Avoid the Financial Pitfalls of Living Together

You’re moving in together. That’s great. But listen up, because taking the romantic approach might cost you a bunch of money and headaches down the road.

78161758

These rules will help keep you on track:

Speak frankly and openly.
Make sure you and your partner have the same outlook on your relationship. Are you hoping to get married? Or are you moving in together to save money on rent? Ask before you assume.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Six Steps to Setting Up a Paper Filing System

You may never need to go back to find out how much you paid for your first mortgage 15 years ago, but what if you did? Organizing your credit union statements, receipts, and tax returns can give you peace of mind knowing you’ll be able to find what you need when you need it.

200331865-001

Here are six steps to help you organize your financial records:

Step 1: Gather all your important records, such as insurance policies, real estate records, tax returns, and loan information.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

How can you tell if your identity has been compromised?

78532446 (1)

It is very important that our members know how to tell if their identity has been compromised.  We want to make sure that you know the warning signs, so we made the following list for you:

  1. Surprise! You’re denied. If your credit card is denied, find out why—especially if you always pay on time and haven’t reached your spending limit. Don’t shrug it off and assume your card will work the next time; investigate immediately.
  2. Unexpected increase in an account balance. This could be a sign that someone made changes in your name and went shopping, hoping to leave you with the bill.
  3. Unauthorized inquiries. If you see inquiries on your credit reports that you didn’t initiate, that’s a sign someone might be trying to open credit in your name.
  4. Sudden drop in credit score. An unexplained drop in your credit score is a sign someone is using—and trashing—your credit.
  5. Mysterious new account. The sooner you notice unauthorized accounts opened in your name, the faster you can shut them down.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page
« Older posts

Copyright © 2014 SIU Credit Union Blog

Theme by Anders NorenUp ↑

SEO Powered by Platinum SEO from Techblissonline