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	<title>SIU Credit Union Blog &#187; Financial Education</title>
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	<link>http://www.siucu.org/blog</link>
	<description>Banking For A Better Way of Life</description>
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		<title>Simple Ways To Prevent Check Fraud</title>
		<link>http://www.siucu.org/blog/financial-education/simple-ways-to-prevent-check-fraud/</link>
		<comments>http://www.siucu.org/blog/financial-education/simple-ways-to-prevent-check-fraud/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 15:01:06 +0000</pubDate>
		<dc:creator>Dennis Schaefer</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[check fraud]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=705</guid>
		<description><![CDATA[Skilled professional criminals are using sophisticated technologies to easily defraud individuals and their financial institutions using a copy of a check and or an individual’s personal information. A thief is able to create new, authentic looking checks using a blank check or personal information obtained from an intercepted check mailed to pay a bill. Common-sense [...]


Related posts:<ol><li><a href='http://www.siucu.org/blog/financial-education/fraud-alerts-on-the-rise/' rel='bookmark' title='Permanent Link: Fraud Alerts On The Rise'>Fraud Alerts On The Rise</a></li>
<li><a href='http://www.siucu.org/blog/financial-education/siu-credit-union-partners-with-bank-on-carbondale/' rel='bookmark' title='Permanent Link: SIU Credit Union Partners with Bank On Carbondale'>SIU Credit Union Partners with Bank On Carbondale</a></li>
<li><a href='http://www.siucu.org/blog/financial-education/how-to-get-a-business-loan/' rel='bookmark' title='Permanent Link: How To Get A Business Loan'>How To Get A Business Loan</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Show Me The Future</title>
		<link>http://www.siucu.org/blog/financial-education/show-me-the-future/</link>
		<comments>http://www.siucu.org/blog/financial-education/show-me-the-future/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 16:06:20 +0000</pubDate>
		<dc:creator>Chris Sievers</dc:creator>
				<category><![CDATA[Community Involvement]]></category>
		<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[Show me the future]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=688</guid>
		<description><![CDATA[We spend a good amount of time out in the community teaching financial literacy. Whether it&#8217;s to families, college students or high school and grade school students, we understand the importance of teaching the basics of good financial habits. I&#8217;m always on the lookout for new ways to deliver the information. When Show Me The [...]


Related posts:<ol><li><a href='http://www.siucu.org/blog/financial-education/siu-credit-union-partners-with-bank-on-carbondale/' rel='bookmark' title='Permanent Link: SIU Credit Union Partners with Bank On Carbondale'>SIU Credit Union Partners with Bank On Carbondale</a></li>
<li><a href='http://www.siucu.org/blog/community-involvement/talking-money-with-the-inmates/' rel='bookmark' title='Permanent Link: Talking Money With The Inmates'>Talking Money With The Inmates</a></li>
<li><a href='http://www.siucu.org/blog/financial-education/new-season-of-biz-kid-starts-friday/' rel='bookmark' title='Permanent Link: New Season of Biz Kid$ Starts Friday'>New Season of Biz Kid$ Starts Friday</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;Don&#8217;t Change Interchange&#8221; by The Disclosures</title>
		<link>http://www.siucu.org/blog/financial-education/dont-change-interchange-by-the-disclosures/</link>
		<comments>http://www.siucu.org/blog/financial-education/dont-change-interchange-by-the-disclosures/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 15:03:34 +0000</pubDate>
		<dc:creator>Joshua English</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[disclosures]]></category>
		<category><![CDATA[interchange]]></category>
		<category><![CDATA[legislation]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=686</guid>
		<description><![CDATA[Protect your credit union's debit card! Recently, the US Senate approved the Financial Regulatory Reform Bill which included a provision that would mandate price controls on the interchange fees paid by merchants for accepting debit cards. This bill has unintended consequences for credit union members and every consumer with a debit card in his or her wallet.




Contact your federal legislators ASAP and ask them to oppose the Senate-passed interchange provision.

TAKE ACTION:

Send a letter to congress:
http://capwiz.com/cuna/home/

Call Legislators:
1-877-223-5275

Please post, watch, and share this video anywhere you see fit to help spread the word on this important issue.

Song performed by The Disclosures with apologies to George Michael. The Disclosures are Chad Helminak (right) and Christopher Morris (left).


The views and opinions expressed in this video are solely those of The Disclosures.


Related posts:<ol><li><a href='http://www.siucu.org/blog/news/dont-make-us-pay-important-legislative-info/' rel='bookmark' title='Permanent Link: Don&#8217;t Make Us Pay &#8212; Important Legislative Info'>Don&#8217;t Make Us Pay &#8212; Important Legislative Info</a></li>
<li><a href='http://www.siucu.org/blog/news/cnnmoney-com-fox-business-tout-cus/' rel='bookmark' title='Permanent Link: CNNMoney.com, Fox Business Tout CUs'>CNNMoney.com, Fox Business Tout CUs</a></li>
<li><a href='http://www.siucu.org/blog/news/fbi-warns-of-debit-card-phone-scam/' rel='bookmark' title='Permanent Link: FBI warns of debit card phone scam'>FBI warns of debit card phone scam</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Regaining Your Lost Home Equity</title>
		<link>http://www.siucu.org/blog/financial-education/regaining-your-lost-home-equity/</link>
		<comments>http://www.siucu.org/blog/financial-education/regaining-your-lost-home-equity/#comments</comments>
		<pubDate>Fri, 04 Jun 2010 13:13:33 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=672</guid>
		<description><![CDATA[Six trillion dollars. Most of us have difficulty wrapping our brains around such a figure. That&#8217;s roughly how much U.S. homeowners lost in home value—$5.9 trillion, to be exact—from March 2006, when the housing market peaked, through November 2009, according to Zillow.com. When seeking ways to recover lost home equity, consider these questions: • What&#8217;s [...]


Related posts:<ol><li><a href='http://www.siucu.org/blog/financial-education/should-you-pay-for-mortgage-points/' rel='bookmark' title='Permanent Link: Should You Pay for Mortgage Points?'>Should You Pay for Mortgage Points?</a></li>
<li><a href='http://www.siucu.org/blog/financial-education/certified-financial-planner%e2%84%a2-now-available-at-siu-credit-union/' rel='bookmark' title='Permanent Link: Certified Financial Planner™ Now Available at SIU Credit Union'>Certified Financial Planner™ Now Available at SIU Credit Union</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.siucu.org/blog/financial-education/regaining-your-lost-home-equity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New $100 Bill Unveiled</title>
		<link>http://www.siucu.org/blog/financial-education/new-100-bill-unveiled/</link>
		<comments>http://www.siucu.org/blog/financial-education/new-100-bill-unveiled/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 17:05:48 +0000</pubDate>
		<dc:creator>Joshua English</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[$100 bill]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[U.S. Treasury]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=631</guid>
		<description><![CDATA[No related posts.


No related posts.]]></description>
		<wfw:commentRss>http://www.siucu.org/blog/financial-education/new-100-bill-unveiled/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Invest with Good Cents</title>
		<link>http://www.siucu.org/blog/financial-education/how-to-invest-with-good-cents/</link>
		<comments>http://www.siucu.org/blog/financial-education/how-to-invest-with-good-cents/#comments</comments>
		<pubDate>Fri, 09 Apr 2010 18:22:57 +0000</pubDate>
		<dc:creator>Chris Sievers</dc:creator>
				<category><![CDATA[Events]]></category>
		<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[13Pro]]></category>
		<category><![CDATA[Alliance Investment Planning Group]]></category>
		<category><![CDATA[Northwestern Mutual Financial Network]]></category>
		<category><![CDATA[Woodmen of the World]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=579</guid>
		<description><![CDATA[Investing your dollars and cents with good sense will be an easier reality if you attend the first of the &#8220;How To Series&#8221; presented by the Professional Development Committee of 13Pro on Monday, April 12, 2010 at 6pm at the Carterville Community Center.  The experts for the kickoff of this series are 13Pro&#8217;s own: Jeff [...]


No related posts.]]></description>
		<wfw:commentRss>http://www.siucu.org/blog/financial-education/how-to-invest-with-good-cents/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>LIFE INSURANCE: Is it time to review your policy?</title>
		<link>http://www.siucu.org/blog/financial-education/life-insurance-is-it-time-to-review-your-policy/</link>
		<comments>http://www.siucu.org/blog/financial-education/life-insurance-is-it-time-to-review-your-policy/#comments</comments>
		<pubDate>Thu, 08 Apr 2010 17:24:04 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Jeff Rose]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[SIU CU Investment Services]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=573</guid>
		<description><![CDATA[Life insurance is hard. It’s hard to know if you have the right kind. It’s hard to know if you have enough. And it’s hard to know if you need any at all. The insurance companies have made it even harder by coming up with bewildering names: whole life, term life, universal life. Some life [...]


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<li><a href='http://www.siucu.org/blog/financial-education/free-seminar-9-mistakes-to-avoid-for-a-successful-retirement/' rel='bookmark' title='Permanent Link: Free Seminar: 9 Mistakes to Avoid for a Successful Retirement.'>Free Seminar: 9 Mistakes to Avoid for a Successful Retirement.</a></li>
<li><a href='http://www.siucu.org/blog/financial-education/add-credit-life-and-disability-to-your-loans/' rel='bookmark' title='Permanent Link: Add Credit Life and Disability To Your Loans'>Add Credit Life and Disability To Your Loans</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.siucu.org/blog/financial-education/life-insurance-is-it-time-to-review-your-policy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SIU Credit Union Partners with Bank On Carbondale</title>
		<link>http://www.siucu.org/blog/financial-education/siu-credit-union-partners-with-bank-on-carbondale/</link>
		<comments>http://www.siucu.org/blog/financial-education/siu-credit-union-partners-with-bank-on-carbondale/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 16:14:48 +0000</pubDate>
		<dc:creator>Chris Sievers</dc:creator>
				<category><![CDATA[Community Involvement]]></category>
		<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Bank on Carbondale]]></category>
		<category><![CDATA[check cashing]]></category>
		<category><![CDATA[free checking]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=567</guid>
		<description><![CDATA[SIU Credit Union has partnered with the City of Carbondale in supporting the Bank On Carbondale program. Specifically designed to assist low- to moderate-income families and minorities, Bank On Carbondale focuses on reducing the barriers that many families encounter with banking.



Related posts:<ol><li><a href='http://www.siucu.org/blog/financial-education/simple-ways-to-prevent-check-fraud/' rel='bookmark' title='Permanent Link: Simple Ways To Prevent Check Fraud'>Simple Ways To Prevent Check Fraud</a></li>
<li><a href='http://www.siucu.org/blog/financial-education/certified-financial-planner%e2%84%a2-now-available-at-siu-credit-union/' rel='bookmark' title='Permanent Link: Certified Financial Planner™ Now Available at SIU Credit Union'>Certified Financial Planner™ Now Available at SIU Credit Union</a></li>
<li><a href='http://www.siucu.org/blog/news/happy-credit-union-day-2009/' rel='bookmark' title='Permanent Link: Happy Credit Union Day 2009'>Happy Credit Union Day 2009</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.siucu.org/blog/financial-education/siu-credit-union-partners-with-bank-on-carbondale/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Season of Biz Kid$ Starts Friday</title>
		<link>http://www.siucu.org/blog/financial-education/new-season-of-biz-kid-starts-friday/</link>
		<comments>http://www.siucu.org/blog/financial-education/new-season-of-biz-kid-starts-friday/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 18:30:26 +0000</pubDate>
		<dc:creator>Chris Sievers</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Biz Kid$]]></category>
		<category><![CDATA[Financial Literacy]]></category>
		<category><![CDATA[WSIU]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=564</guid>
		<description><![CDATA[The SIU Credit Union and WSIU are proud to present the 3rd season of &#8220;Biz Kid$,&#8221; beginning Friday, April 9 as part of Financial Literacy Month. The program airs Fridays at 4:30pm on WSIU-TV 8/WUSI-TV 16. This fun financial program teaches kids in grades 6-12 how to manage money, create their own businesses, excel at [...]


Related posts:<ol><li><a href='http://www.siucu.org/blog/financial-education/show-me-the-future/' rel='bookmark' title='Permanent Link: Show Me The Future'>Show Me The Future</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.siucu.org/blog/financial-education/new-season-of-biz-kid-starts-friday/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Identity Theft: You Have a Lot to Lose</title>
		<link>http://www.siucu.org/blog/financial-education/identity-theft-you-have-a-lot-to-lose/</link>
		<comments>http://www.siucu.org/blog/financial-education/identity-theft-you-have-a-lot-to-lose/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 14:35:05 +0000</pubDate>
		<dc:creator>Chris Sievers</dc:creator>
				<category><![CDATA[Community Involvement]]></category>
		<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[. Super Shredder Thursday]]></category>
		<category><![CDATA[identity theft]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=511</guid>
		<description><![CDATA[Armed with little more than the name, address, birth date, and Social Security number of a completely unknowing person, thieves are illegally obtaining credit cards and access to checking accounts. Others use their newfound identities to apply for employment, an auto loan, or a driver&#8217;s license or even to commit a serious crime. Worse, that [...]


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<li><a href='http://www.siucu.org/blog/financial-education/show-me-the-future/' rel='bookmark' title='Permanent Link: Show Me The Future'>Show Me The Future</a></li>
<li><a href='http://www.siucu.org/blog/news/visa-giving-gateway/' rel='bookmark' title='Permanent Link: Visa Giving Gateway'>Visa Giving Gateway</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.siucu.org/blog/financial-education/identity-theft-you-have-a-lot-to-lose/feed/</wfw:commentRss>
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