If you’re looking to learn about your credit score, Credit.com is a great place to start. The site offers a free credit score, a helpful Credit Report Card and loads of articles featuring credit advice from many professionals.
Despite looking too good to be true, Credit.com is a reputable site run by professionals. There’s absolutely no cost to use the site’s features, and the business earns its profit by revenue generated from its products as well as commission earned through visitors using advertised businesses.
It’s important to note, though, that the credit score the site will generate for you is not a FICO credit score. Since more than 90% of lenders consider your FICO score when determining whether to grant you a loan, this number won’t tell you if you’ll be eligible for a mortgage or a car loan. The score Credit.com gives you is based on your Experian credit reports and is are liable indicator of your general credit standing. However, you can easily access this information yourself through annualcreditreport.com.
Aside from the credit score, you can also use the site to draw up a Credit Report Card, a unique product that tells you all you need to know about your credit status. The report will give you a snapshot of your payment history, including the timeliness of your payments and a score ranging from “very poor” to “excellent.”