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	<title>SIU Credit Union Blog</title>
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		<title>Pitfalls of Zero Percent Financing</title>
		<link>http://www.siucu.org/blog/uncategorized/pitfalls-of-zero-percent-financing/</link>
		<comments>http://www.siucu.org/blog/uncategorized/pitfalls-of-zero-percent-financing/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 21:49:26 +0000</pubDate>
		<dc:creator>karlifeldhake</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=899</guid>
		<description><![CDATA[We&#8217;ve all seen the ads on television for a new car or truck with 0% financing. What a deal! Buy on credit with no interest — it&#8217;s like using someone else&#8217;s money! Not so fast. Zero-percent financing can cost more than you think. Here&#8217;s what you should know about this special financing arrangement before you [...]


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		<title>SIU CU Contributes over $10,000 to Southern Illinois Heart Walk</title>
		<link>http://www.siucu.org/blog/community-involvement/siu-cu-contributes-over-10000-to-southern-illinois-heart-walk/</link>
		<comments>http://www.siucu.org/blog/community-involvement/siu-cu-contributes-over-10000-to-southern-illinois-heart-walk/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 14:32:45 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[Community Involvement]]></category>
		<category><![CDATA[Events]]></category>
		<category><![CDATA[Dennis Schaefer]]></category>
		<category><![CDATA[donation]]></category>
		<category><![CDATA[siu credit union]]></category>
		<category><![CDATA[Southern Illinois Heart Walk]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=888</guid>
		<description><![CDATA[This weekend, the credit union staff walked in the Southern Illinois Heart Walk at John A. Logan College. The team, along with the credit union, contributed over $10,000.We also served as the official money counters of the event. CEO Dennis Schaefer was the chairman of this year&#8217;s heart walk which raised over $160,000. Donations can still be [...]


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		<slash:comments>0</slash:comments>
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		<title>Top Ways Americans Are Slashing Spending</title>
		<link>http://www.siucu.org/blog/financial-education/top-ways-americans-are-slashing-spending/</link>
		<comments>http://www.siucu.org/blog/financial-education/top-ways-americans-are-slashing-spending/#comments</comments>
		<pubDate>Thu, 14 Jul 2011 13:12:50 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[Slash Spending]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=883</guid>
		<description><![CDATA[Between the beginning of the recession in 2007 up until May 2011, Americans have cut spending by nearly $7,300 compared to what they would&#8217;ve otherwise spent if the recession didn&#8217;t occur. Looks like the recession had a lingering silver lining. Reported by the Federal Reserve Bank of San Francisco, the report shows that the average [...]


Related posts:<ol><li><a href='http://www.siucu.org/blog/financial-education/the-current-cd-quandary-today%e2%80%99s-yields-can%e2%80%99t-beat-inflation/' rel='bookmark' title='THE CURRENT CD QUANDARY: Today’s yields can’t beat inflation.'>THE CURRENT CD QUANDARY: Today’s yields can’t beat inflation.</a></li>
</ol>]]></description>
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		<title>THE CURRENT CD QUANDARY: Today’s yields can’t beat inflation.</title>
		<link>http://www.siucu.org/blog/financial-education/the-current-cd-quandary-today%e2%80%99s-yields-can%e2%80%99t-beat-inflation/</link>
		<comments>http://www.siucu.org/blog/financial-education/the-current-cd-quandary-today%e2%80%99s-yields-can%e2%80%99t-beat-inflation/#comments</comments>
		<pubDate>Tue, 21 Jun 2011 13:10:48 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[CD Rates]]></category>
		<category><![CDATA[Certified Financial Planner]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Investment Services]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=873</guid>
		<description><![CDATA[CD investors are effectively losing money. According to Market Rates Insight, a research firm tracking bank rates, annualized inflation has surpassed long-term certificate of deposit rates since February. In April, 12-month inflation hit 3.16% while the highest-yielding 5-year callable CD on the market offered a 2.4% interest rate. May’s Consumer Price Index put annualized inflation at 3.6%; as of mid-June, the highest-yielding nationally available 5-year CD was at 3.05% APY.1,2,3


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		<slash:comments>0</slash:comments>
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		<title>2011 Undie Run</title>
		<link>http://www.siucu.org/blog/community-involvement/2011-undie-run/</link>
		<comments>http://www.siucu.org/blog/community-involvement/2011-undie-run/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 14:31:06 +0000</pubDate>
		<dc:creator>Joshua English</dc:creator>
				<category><![CDATA[Community Involvement]]></category>
		<category><![CDATA[american cancer society]]></category>
		<category><![CDATA[community involvement]]></category>
		<category><![CDATA[undie run]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=854</guid>
		<description><![CDATA[SIU Credit Union is a big supporter of the American Cancer Society.  On Saturday March 26th, three SIUCU employees, Joshua English, Tonya Smith, &#038; Amanda Lowery participated in the 2011 Undy Run for Relay for Life.  The event was designed to help draw attention to the need for preventative screenings.


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		<title>SIU Credit Union Staff Volunteers at Lifesavers Fundraiser</title>
		<link>http://www.siucu.org/blog/community-involvement/siu-credit-union-staff-volunteers-at-lifesavers-fundraiser/</link>
		<comments>http://www.siucu.org/blog/community-involvement/siu-credit-union-staff-volunteers-at-lifesavers-fundraiser/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 14:36:33 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[Community Involvement]]></category>
		<category><![CDATA[community involvement]]></category>
		<category><![CDATA[lifesavers]]></category>
		<category><![CDATA[student organization]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=845</guid>
		<description><![CDATA[LifeSavers is a peer-support suicide and crisis-prevention program designed to help teenagers cope healthfully with the challenges of drugs and alcohol, peer and family relationships, sexual issues, academic problems, aggression, anxiety, and suicide. LifeSavers is a recognized student organization in 27 high schools in Southern Illinois which have chosen to be pro-active in caring for their student population. LifeSavers trains selected students from 9th through 12th grades to be skilled listeners who can responsibly help other students deal with the emotional and situational crises of adolescence.


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seven scams targeting small businesses</title>
		<link>http://www.siucu.org/blog/financial-education/seven-scams-targeting-small-businesses/</link>
		<comments>http://www.siucu.org/blog/financial-education/seven-scams-targeting-small-businesses/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 14:09:49 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[BBB]]></category>
		<category><![CDATA[scams]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=836</guid>
		<description><![CDATA[MADISON, Wis. (1/10/11 CUNA)&#8211;Small businesses should note seven scams, according to the Better Business Bureau (BBB).&#8221;Small-business fraud can come from internal threats, such as employee fraud, or from external full-time scammers,&#8221; said Alison Southwick, BBB spokeswoman. &#8220;Because small-business owners often lack the time and resources to fight fraud, they are a popular mark for any [...]


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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Field trip to the credit union</title>
		<link>http://www.siucu.org/blog/community-involvement/field-trip-to-the-credit-union/</link>
		<comments>http://www.siucu.org/blog/community-involvement/field-trip-to-the-credit-union/#comments</comments>
		<pubDate>Thu, 16 Dec 2010 16:04:13 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[Community Involvement]]></category>
		<category><![CDATA[Credit Union Tours]]></category>
		<category><![CDATA[Cub Scouts]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=828</guid>
		<description><![CDATA[Last night we hosted a few cub scouts for a tour of the credit union. We showed them the new presidential $1 coins, and different denominations of currency. The scouts toured the vault, operated the drive-up tubes and learned how the money counter works. The kids had a blast and so did we. If your [...]


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		<item>
		<title>SIU Credit Union Mobile Website</title>
		<link>http://www.siucu.org/blog/news/siu-credit-union-mobile-website/</link>
		<comments>http://www.siucu.org/blog/news/siu-credit-union-mobile-website/#comments</comments>
		<pubDate>Thu, 09 Dec 2010 21:06:33 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[mobile banking]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=819</guid>
		<description><![CDATA[Credit union members now can easily view credit union content from their mobile phone by visiting http://www.siucu.org/mobile/. Members can access their account information, a list of credit union locations and hours, free ATMs, and current rates from their mobile phones. To access your online banking account from your phone, you will need to enable mobile [...]


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		<item>
		<title>Bankrate blog: CU members in good company financially</title>
		<link>http://www.siucu.org/blog/news/bankrate-blog-cu-members-in-good-company-financially/</link>
		<comments>http://www.siucu.org/blog/news/bankrate-blog-cu-members-in-good-company-financially/#comments</comments>
		<pubDate>Mon, 08 Nov 2010 14:43:27 +0000</pubDate>
		<dc:creator>SIU Credit Union</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[bank rate]]></category>
		<category><![CDATA[credit unions]]></category>

		<guid isPermaLink="false">http://www.siucu.org/blog/?p=815</guid>
		<description><![CDATA[MADISON, Wis. (11/8/10 CUNA)&#8211;Consumers who conduct their financial transactions at credit unions have a more positive view of their personal finances than those who don&#8217;t, according to a recent survey. And that has prompted Bankrate to look at what causes the correlation between belonging to a credit union and being financially sound. &#8220;According to credit [...]


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