A high credit score can be like a healthy weight. You know you want it, but are you doing the right things to achieve it?
Some information you thought might influence your credit score simply doesn’t. Let’s look at five things you don’t need to worry will hurt your score — and five things that do make a difference.
These factors don’t affect your credit score
Your job and how much money you make: Your credit score comes from the information in your credit reports, which list your credit accounts and your payment history. Those reports do include some employer information, but it’s used only to make sure account data is matched to the right person, says Rod Griffin, director of public education for credit bureau Experian.
Don’t look for a bump in your score just because you get a new job with a great salary.