SIU Credit Union Blog

Tag: credit (page 1 of 2)

How to Protect Your Money and Accounts Online

Being able to bank or shop online is a great convenience, but you want to be sure you’re protecting yourself before you hit “send.” If the wrong people access your accounts, you might find yourself with a lot less money than you thought. Here are six steps you can take to help make sure that doesn’t happen.

1. Do your online shopping/banking from home

You’ve probably taken steps to secure your home network, so it makes sense to do most of your online activity there. Public computers are convenient, but be careful about entering passwords and sensitive account information when using these machines. Many will keep your login data in the web browser history, so after you leave, the next person who uses the computer might be able to see what you typed and access your account.

Sale advertisment on screen of laptop

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

6 Questions First-Time Homebuyers Should Ask Themselves

There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These all make us take a pause and feel a huge sense of gratification.

Part of the American dream is to become a homeowner. We dream of a place that we can call our own. A place that is comfortable and safe. A place we are proud of. A place where we can plant the roots for our future. To some however, the process seems so overwhelming and the concern of whether or not you are “doing it right” deters some from achieving the goal.

So how do you know if you are ready to become a homeowner?

Here are six areas you will want to consider that will make your decision to buy a home the right one.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

7 Ways to Protect Your Credit Score

When you swipe your credit card, you might not be thinking about what your creditors are doing to make sure they recover the money they just loaned you. But, as you make your next purchase, make sure to protect your credit score.

Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. A high score can help you qualify for the lowest interest rates and gives you the ability to borrow money for purchases.

Here are seven things you can do to make sure your credit score stays healthy:

1. Pay back your debts on time.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Considering a used luxury vehicle? Here are some tips.

Picking out a luxury car isn’t quite the same as looking for a standard car. Even more so when it is a used luxury car.

Know your options

A big consideration of luxury cars is the options and features that you desire. These are more limited with a used vehicle, but the savings are great.

Be patient and shop around

First thing’s first: decide what you want and identify your needs. This includes year, make, model, color, and options. What is the most important factor to you? For me, I want a black sportscar with dark interior.  As a young, unmarried woman without children, that fits my lifestyle. This may not work for you, however. Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Keep Passwords Strong, Secret, and Safe

Here are some helpful tips to create your new password – and to keep your account information safe:

Keep your computer and mobile devices’ content secure by maintaining strong passwords, making them secret, and keeping track of them. A compromised password could lead to identity theft or other dire consequences. A criminal could use your information to apply for credit cards or mortgages, or to make online purchases or other transactions.

The first rule of thumb for creating strong passwords is to use a different password for each of your accounts. It may be easier to keep track of just one password, but if a crook discovers that one password, he or she can access all of your accounts.

The second key to a robust password is to make it lengthy. At a minimum, your passwords should be eight digits long, and 14 digits or more is ideal. Using the greatest variety of characters possible in your passwords—letters, numbers, symbols—makes them harder to guess or uncover with malicious software.

Continue reading

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page

Infographic

For more information on chip (EMV) cards visit our website.

Share on FacebookTweet about this on TwitterShare on Google+Email this to someonePrint this page
Olderposts

Copyright © 2016 SIU Credit Union Blog

Theme by Anders NorenUp ↑

SEO Powered by Platinum SEO from Techblissonline