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What You Need to Know Before Deciding Whether or Not to Opt In

Posted by SIU Credit Union on January 12, 2010 in News |

You’ve probably heard in the news recently about the new overdraft protection opt-in requirement for account holders at banks and credit unions.  Undoubtedly, you have been urged by some commentator on the national news network of your choice about the importance of not opting in.  Before you jump on this bandwagon, read this article. First, […]

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Pending Legislation on Overdraft Protection Needs Your Input

Posted by SIU Credit Union on November 6, 2009 in Financial Education, News |

Dear Member:

You are one of our best members, and we thank you for the trust you have placed in our financial institution.

When you have used our overdraft program, it has enabled us to cover your unexpected expense or help you avoid embarrassment due to an error in your recordkeeping. This meant you were able to pay for something at the grocery store, fill up your gas tank or unexpectedly purchase a prescription for a sick family member. These are the reasons you used this safety net – and the reasons it should remain available to you and your family.

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