New and Used Auto Rates Lowered

We’ve lowered our auto loan rates, again. If you are in the market for a new of used car, check with SIU Credit Union to get pre-approved for the best interest rate. We also may be able to refinance your vehicle loan from another financial institution and reduce your monthly payment. You can apply online at https://www.siucu.us/directwebprod/.

Vehicle Loan Type  

                                                                                                                                                                                                                                                                                                   APR**
L17 New Auto  (2010-2009) 24 Months

                                 3.00%
 

  Never Titled 36 Months 3.25%
    48 Months 3.25%
    60 Months 3.75%
  >$15,000 72 Months 4.25%
L16 Used Auto  (2008-2005) 24 Months 3.00%
 
  Previously Titled 36 Months 3.25%
 
    48 Months 3.25%
    60 Months 3.75%
  >$15,000 72 Months 4.25%
L16 Used Auto   (2004-2002) 24 Months 3.00%
  Titled 36 Months 3.50%
    48 Months 3.75%
    60 Months 4.00%

 

**Annual Percentage Rate. APR is determined by an evaluation of the applicant’s credit history and the loan term. Subject to credit approval. Your APR may be higher based on your credit score. Maximum term:  72 months.  Offer applies only to 2005 and newer vehicles not currently financed at SIU Credit Union.  All rates subject to change at any time without notice. Title transfer fees payable to Illinois Secretary of State apply.  Payment examples: 3.00% APR for 24 months is $44.87 per $1,000 borrowed. Membership required. NCUA insured. Equal Housing Lender. Call 618-457-3595 for additional information.

A great auto rate and a dozen roses too

Sweetheart of a DealWe’ve lowered our auto loan rates again. We’re calling it our Sweetheart of a Deal auto loan promotion and this promotion is sweet. Low interest rates, 90 days until your first payment and a free dozen roses to the person of your choice. Visit any branch location to apply for your new, used or refinance loan. Once the deal is complete, we’ll send your sweetie a dozen roses from you.

Reduce Your Monthly Auto Loan Payment

refinanceemailThese days, any extra money can come in handy. If you’re trying to cut costs wherever possible, refinancing your car loan can free up some cash. For a limited time, you can refinance your car from another financial institution and save hunders or even thousands of dollars over the life of the car loan.  With rates as low as 3.99% APR, you can quickly put extra cash in your pocket with lower monthly payments. To see how much you can save, visit one of our member service represenatives. They can quickly tell you if it’s in your best interest to refinance your auto loan.

Having a Hard Time Making Your Car Payment?

Refinance your auto loan with us.

Did you finance a car in the past year or two?

Did you take advantage of a 0% financing offer but now can’t afford the hefty monthly payment?

Are you paying a high rate through another lender?

Do you want the convenience of having your auto loan at the credit union?

If you answered “yes” to any of these questions, we can help. Even by pushing the interest rate on your auto loan down a percentage point or two, the money you save really adds up.

Stop in or call today to find out how refinancing at the credit union can benefit you.

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