Has your VISA Credit Card been lost or stolen?
If you have lost your VISA Credit Card or it has been stolen, please call
1-800-325-3678 for more information. |
The Visa Platinum Credit Card offers you a fixed Annual Percentage Rate as low as* 8.9% APR. With other store or bank credit cards you may be paying rates much higher. With the Visa Platinum Card, you can make a no-fee balance transfer to pay off those outstanding high-interest balances and enjoy a significantly lower rate. This card is a good option if you carry a balance each month.
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VISA Platinum 6-month
Introductory Rate for Purchases
1.9%
VISA Platinum 6-month
Introductory Rate for Balance Transfers
3.9%
VISA Platinum Rate as low as
8.9%
Fixed APR*
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The Visa Platinum Plus Credit Card earns one Scorecard point for every dollar spent on purchases. You'll earn points that can be redeemed for merchandise, travel, or cash back. There is no limit to the points you can earn. Points expire after 36 months. With an Annual Percentage Rate as low as 9.9%*, this card is ideal if you carry little to no balance each month and enables you to enjoy the benefits a rewards card provides.
Online Protection of Your VISA Card Numbers
Verified by VISA is a unique service that uses personal passwords to help protect your VISA credit and check card numbers against unauthorized use. Once it is activated on your card, no one else can use your VISA card numbers at any participating stores without your personal password.
For more information, visit the Verified by VISA website. |
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Visa Account Access
 You can view your SIU CU Visa Credit Card information by visiting www.ezcardinfo.com. Simply enroll with My Credit Card Information.com, and you will be able to view payment information, balances, and credit limit information.
To enroll, visit www.ezcardinfo.com.
What can Ezcardinfo.com do for me?
When you logon to www.ezcardinfo.com you gain access to your available credit, account balances, and your credit limit. You also can see what your minimum payment is for the current billing statement along with important information like when your payment is due, your last payment amount and when that payment was received. You can even download all of your transaction into a financial software package. With ezcardinfo.com you can set customized e-mail alerts that warn you when your credit limit has been reached, or a balance exceeds a pre-set dollar amount. The e-mail alerts also will notify you when a new statement is available and when items have posted to your account. For more details logon to www.ezcardinfo.com.
Visa Dispute form
*Grace Period - 25 days starting with the billing date on statement
Computing (Balance for Purchases) - Method of computing balance is based on your avg. daily balance
Other Fees - $0, NSF/Late Fee - $25, Over Credit Limit - $25
Annual Fee - No Annual Fee
Balance Transfer Fees - $0 Click here to transfer a balance
Cash Advance Fee - $0
Penalty Rate - A penalty rate of 18.00% APR (monthly periodic rate of 1.50%) will take effect on all balances if your credit union VISA account status reaches sixty days delinquent once during any twelve month period. Once the increased rate applies, it will remain in effect even if you make payments and / or cure and delinquency. The member can request to return to the non-penalty interest rate after six consecutive months of payments are made as agreed.
*Annual Percentage Rate (APR) applies to purchases, Cash Advances and Balance Transfers after introductory rate period is over. Rate is determined by an evaluation of your credit history. Your actual rate may vary. Loans subject to credit approval. Equal Housing Lender. Call 618-457-3595 for details.
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