At SIU Credit Union, we have a variety of loan products with competitive rates and flexible terms that can fit any of your loan needs. Whether you’re trying to pay for college expenses, buy a new car, replace the furnace in your home, or protect your checking account from overdraft fees, SIU Credit Union has a loan for you.

Loans for anything you need!

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Home Loans

• Home repairs
• Vehicle repairs
• Vacations or special trips
• New appliances
• Furnace or air conditioner replacement
• New furniture for your home
• Retirement Buy-Back
• Protect your checking account from insufficient fees
• Student loans
• Elective surgery (i.e. Lasik surgery)

AND REMEMBER - WE'VE GOT VEHICLE LOANS!

• Cars
• Trucks
• Motor Homes
  
• Motorcycles
• Travel Trailers
• Jet Skis
  
• Lawn Mowers
• Lawn Tractors
• And More! If you ve got a reason - we ve got a loan for you!

What is an Overdraft Protection Loan?
Overdraft protection loans protect your SIU CU checking account from insufficient funds fees from both the vendor and the credit union. If your checking account shows insufficient funds, money will be credited to your checking account from your overdraft protection loan up to your credit limit to cover your check.

What is an EZ Cash Loan?
An EZ cash loan is a pre-approved line of credit that is accessible to you by check. It’s easy to use and has a great rate! Call or stop by SIU CU for more information. This might be the perfect loan for that home improvement project that will take several months.

What is a Savings or Certificate Secured Loan?
A Savings or Certificate Secured loan is a secured loan with a savings account or a certificate of deposit serving as collateral.

* Membership required. Subject to credit approval.