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Your savings federally insured to at least $250,000 and backed by the full faith of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
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  Identity Theft & Fraud Prevention

Protect Yourself from Identity Theft
Did you know that an estimated 9.9 million Americans were victims of identity theft last year? Typically, it takes 14 months before a victim discovers identity theft—then it can take years to resolve.

Don’t become identity theft’s next victim.
There are simple precautions that will keep your identity safe. Please review the latest Fraud Alerts. This information is provided as a courtesy to assist SIU Credit Union members in protecting themselves from identity fraud and other criminal activities. Review the links and information on this page to learn how to protect your personal and financial information.

Verified by Visa

Your SIU Credit Union Visa credit and Visa Ultimate check cards are now equipped with Verified by Visa, a free online shopping protection feature. Simply create your password to protect your card from unauthorized online use. Go to www.visa.com/verified

Fraud Alerts

NOTICE: E-mail Phishing Warning 6/8/2005
SIU Credit Union will never solicit personal information over the Internet or phone

SIU Credit Union does not solicit personal/private information via e-mail. If you are ever contacted by email and asked to respond with personal information, please contact us immediately.

Phone: 618-457-3595
Email: marketing@siucu.org

Remember: Do not give out any information to any source you do not know and trust.

NOTICE: E-mail Phishing Warning
Recently, members have been receiving phishing emails designed to obtain personal and confidential information about their accounts.  The emails have a professional and official look and appear to have been sent by NAFCU (National Association of Federal Credit Unions) and CUNA (Credit Union National Association).  However, these emails are fraudulent!  SIU Credit Union, NAFCU, and CUNA do not solicit personal/private information via e-mail.  If you are ever contacted by email and asked to respond with personal information, immediately contact SIU Credit Union.


FTC Launches Website to Fight Cyber Crime 1-17-2006
In an attempt to address the rising cyber crime threat, the FTC (Federal Trade Commission ) on January 10, 2006 unveiled an online tool designed to help consumers avoid becoming victims of Internet scams.

At the website, www.onguardonline.gov, consumers can take interactive quizzes designed to enlighten them about identity theft, phishing, spam and online-shopping scams. If the user selects a wrong answer, the program explains why that particular misconception about Internet security can lead to trouble.

Elsewhere on the site, consumers can find detailed guidance on how to monitor their credit histories, use effective passwords and recover from identity theft.

Five federal agencies and 13 private organizations partnered to sponsor the OnGuard Online website. Information on the site is not copyrighted, and the FTC encourages companies and other organizations to download and widely disseminate the information.

"We're trying to make the information as accessible as possible, with tips so people can take action," said Nat Wood, the FTC's assistant director for consumer and business education. The increasing concern about online threats is one of the reasons we could put together such a blue-chip coalition for a program like this," says Wood. "E-commerce is great, but we just want people to have the tools to use it safely."

Fraud Awareness Resources

Spam & Internet Fraud
Where to complain about frauds and scams on the Internet.

National Credit Union Administration
The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.

FDIC Consumer Protection Center
Find resources provided by the FDIC to educate and protect consumers, revitalize communities, and promote compliance with the Community Reinvestment Act and fair lending laws.

FDIC Financial Privacy
Understand financial privacy and how to protect yourself.

FDIC Special Alerts
Stay informed of the latest scam and fraud activities wages against financial consumers.

Federal Trade Commission
Your National Resource for ID Theft

National & State Trends in Identity Theft Fraud - 2003 (requires Adobe Acrobat)

National Consumer League Fraud Information Center

 

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