Youth Accounts

Build Your Child's Financial Future


Getting financially fit isn't easy. But teach children how to pump up their savings and they’ll have one of the most difficult aspects of finance mastered by the time they're teens—being consistent savers.  

We've partnered with Banzai! to bring financial literacy to life in your child's classroom!  Banzai is a FREE educational tool that helps teach the value of a dollar. Teachers and administrators are invited to sign up for this program by clicking the banner below:

Graphic of Banzai on website.

Find The Right Account For Your Child

Bailey Bobcat Club (S12)

Bailey Bobcat LogoDoes your child enjoy depositing money into his or her piggy bank? SIU Credit Union would like to make saving money fun and easy with the Bailey Bobcat Savings Club! Your son, daughter, niece, nephew, or grandchild may deposit money into a special youth club account and watch it grow!

The Bailey Bobcat Club is a savings account to encourage children to start saving early. The Bailey Bobcat account is for children 12 and under.

  • $5.00 to open
  • No monthly service charge 1
  • Dividends are compounded and paid monthly
  • One free withdrawal per month (each additional $5.00)

1 Additional fee may apply if no activity for 12 months.

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Jr. Executives (S17, S47)

Jr. Executives LogoYouth ages 13 to 17 can continue learning about the importance of savings and have hands on experience balancing a check book. The Jr. Executives account comes with a checking account and a Visa Debit Card

To encourage your child to save, SIU Credit Union will pay a higher interest rate on the first $500 of savings than is available with other accounts. Jr. Executive members will also receive an interest rate discount when they finance their first auto loan with SIU Credit Union. See a Member Services Representative for details.

Savings Account

  • $5.00 to open savings account
  • $2 monthly service charge if the account drops below the minimum balance 1
  • Dividends are paid on all funds in accounts with an average daily balance of $5 or more
  • One free withdrawal per month (each additional $5.00)

Checking Account

  • Open with as little as $50
  • No minimum balance required
  • No monthly fee
  • Visa Debit Card
1 Additional fee may apply if no activity for 12 months.

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Smart Young Investors (S24, S44)

Smart Young Investors LogoYoung adults ages 18 to 24 have a unique set of financial needs and SIU Credit Union is ready to meet them.With our Smart Young Investors Club, members will have access to Free Checking with E-Statements 1, Power Points Rewards, Free Online Banking and Free Bill Pay 2.

Our Smart Young Investors account holders will receive a discount on their first auto loan financed at SIU Credit Union and will receive a higher interest rate on their first $2,500 in the Smart Young Investors Savings Account.

Savings Account

  • $5.00 to open savings account
  • $2 monthly service charge if the account drops below the minimum balance 1
  • Dividends are paid on all funds in accounts with an average daily balance of $5 or more
  • One free withdrawal per month (each additional $5.00)

Checking Account

  • Open with as little as $50
  • No minimum balance required
  • No monthly fee
  • Visa Debit Card

ATM Locations at Southern Illinois University

SIU Student Center 1255 Lincoln Dr. Carbondale SIU CU
SIU Brush Towers Schneider - 370 Neely Carbondale SIU CU
SIU Brush Towers Mae Smith - 330 Neely Carbondale SIU CU
SIU Thompson Point Lentz Hall - 950 Lentz Carbondale SIU CU
SIU University Hall 1101 S. Wall St. Carbondale SIU CU
SIU University Park Trueblood - 265 Neely Carbondale SIU CU
SIU Wall & Grand 410 E. Grand Ave. Carbondale SIU CU
SIU Neely Hall 275 Neely Dr. Carbondale SIU CU
1 Checking account is free when enrolled in E-Statements.  $1 per month paper statement fee will be assessed if not enrolled.  2 A non-usage fee of $3.00 per month may apply. 3 Additional fee may apply if no activity for 12 months.

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