Visa® Debit Card

Photo of SIU CU debit card.Are you looking for a fast, convenient, and safe way to pay for your purchases? The Visa Debit Card is the smarter way to pay. With the Visa Debit Card, you can purchase what you want anywhere Visa is accepted.

Using your Debit Card is quicker than making a visit to the credit union, more convenient than writing checks, and safer than carrying cash. Shopping on-line and at locations around the world has never been easier!

Visa LogoGREAT REASONS to use the Visa Debit Card:

  • Accepted Anywhere Visa is accepted
  • Safer than carrying cash
  • Earn Power Points Rewards
  • Free with any checking account
  • Visa Purchase Alerts
  • Faster than writing a check
  • Doubles as your ATM Card and is accepted at over 80,000 completely free locations
  • Money comes directly from your checking account
  • No transaction fees on any of your signed or PIN purchases
  • Purchases listed on your checking account statement
  • Purchase items while shopping on-line
  • Zero Liability Protection in cases of fraud, theft, and unauthorized card usage if reported within 2 days
  • Many security features- Expiration Date Matching, Card Activation and Neural Network Processing

 

Save with your Visa® Check Card.

A Better Way to Track Your Purchases
Use the Visa Debit Card for all of your purchases. Carry less cash and save time by avoiding the inconvenience of writing a check. Your monthly checking account statement will list all of your Visa® Debit Card purchases with the store’s name and date of purchase.

Zero Liability Protection - Your Card is Safe & Secure
The Visa Debit Card is much safer than carrying around large amounts of cash. Furthermore, our Debit Card is provided with “Zero Liability Protection.” Zero Liability Protection protects you from cases of fraud, theft, and unauthorized card usage. That means if you lose your card, or it’s stolen, you won’t have to pay anything for unauthorized usage if these actions are reported within two days of discovery (liable up to $50 after two days). If you wish to dispute a transaction, download the form here.

How can I use my Visa Debit Card?
The Visa Debit Card makes shopping fast, convenient, and safe. Our debit card is accepted at over 16 million locations worldwide and gives you tremendous purchasing power whether you are or at home or traveling.

You can use your Visa Debit Card anywhere you see the Visa symbol. You can book a flight, buy groceries, put a confirmation on a hotel room, buy gas, or shop on-line all with the convenience of the Visa Debit Card from SIU Credit Union.

How can I apply for a Visa Debit Card?
Sign up for a checking account with SIU Credit Union and you could receive your free Visa Debit Card within a few days.* Just ask one of our member service representatives for more information and get your Visa Debit Card today!

Verified By VISA - Online Protection of Your VISA Card Numbers
Verified by VISA is a unique service that uses personal passwords to help protect
your Visa credit and debit card numbers against unauthorized use. Once it
is activated on your card, no one else can use your Visa card numbers at any participating stores without your personal password. Click here for more information about Verified by VISA.

What do I do if my Visa Debit Card is lost or stolen?
If your Visa Debit Card is lost or stolen, please call (800) 523-4175. Option 1 for English, Option 2 for Español. Option 2, Report Lost or Stolen Card.

What do I do if I'm going to be traveling and want to use my Visa Debit Card? 
Traveling? Let SIU Credit Union know.  When you travel, your spending patterns change.  Notify and SIU Credit Union Representative before you go so your Visa Debit Card can be flagged.  This helps to protect your account from fraud and theft.  And you can avoid unnecessary account disruptions triggered by unusual transactions.

Who do I talk to if I have problems with my Visa Debit Card?
If you are having problems with your Visa Debit Card, you can contact SIU Credit Union’s Card Services Department for help by stopping by any of our branch locations or by calling (618) 457-3595.

* Must be 18 to qualify and have no more than three “Non-Sufficient Funds” within a 90-day period. Must be primary or secondary signer on checking account. If you apply within 90-days or less of getting your checking account, your application must be processed through ChexSystems.

Click here to view the Visa Debit Card Disclosure.

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