Loans

Open the Doors to Your Dreams

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At SIU Credit Union, we have a variety of loan products with competitive rates and flexible terms that can fit any of your loan needs. Whether you’re trying to pay for college expenses, buy a new car, replace the furnace in your home, or protect your checking account from overdraft fees, SIU Credit Union has a loan for you.


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Loans for anything you need!

  • Home repairs       
  • Vehicle repairs
  • Vacations or special trips
  • New appliances
  • Furnace or air conditioner replacement
  • New furniture for your home
  • Protect your checking account from insufficient fees
  • Student Loan or Student Refinance
  • Elective surgery (e.g.. Lasik surgery)

What is an Overdraft Protection Loan?

Overdraft protection loans protect your SIU CU checking account from insufficient funds fees from both the vendor and the credit union. If your checking account shows insufficient funds, money will be credited to your checking account from your overdraft protection loan up to your credit limit to cover your check.

What is a Savings or Certificate Secured Loan?

A Savings or Certificate Secured loan is a secured loan with a savings account or a certificate of deposit serving as collateral.

  • *Membership required. All loans subject to credit approval.

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