Auto Loans - SIU Credit Union - We're working for you.

Woman driving in car. Take Life by the Wheel!

Great rates on new, used or refinanced auto loans

Start 2018 smart and get a rate you'll love at SIU Credit Union. For a limited time, rates as low as 1.99% APR* for 60 months. Plus - no payments for 90 days. Get pre-approved today and take life by the wheel! 

How do I apply?

Start the easy application process by clicking the button below, call (618) 457-3595 or (800) 449-7301, or visit one of our Branch locations.

Whatever kind of vehicle you are shopping for, SIU Credit Union offers competitive rates and flexible terms on all vehicle loans. Stop by or call and speak to one of our loan representatives for more information on a vehicle loan that will fit your needs.

Current Rates

Loans for Any Kind of Vehicle:

  • Cars & Trucks
  • Motor Homes
  • Motorcycles & Jet Skis
  • Travel Trailers
  • Lawn Mowers & Lawn Tractors
  • And More! If you've got a reason - we ve got a loan for you!

Apply Online

Calculate Your Loan Payment

Here are some great reasons to get your auto loan from SIU CU:

  • Flexible Terms - up to 72 months depending on the year and value of the vehicle
  • Competitive annual percentage rates on vehicle loans
  • Refinancing of your current vehicle loan **
  • Fast approval on your vehicle loan
  • Status of your loan application is available online or by using our automated telephone banking service
  • No application fee
  • Simple interest rate vehicle loans let you prepay the loan without penalties
  • Vehicle loans are serviced in-house - SIU CU holds the title; so it’s easy to obtain title when you pay it off
  • Vehicle loan payments can be automatically deducted from your paycheck or an SIU Credit Union Account
  • Friendly and competent staff
  • Provide Financing for Local Dealers (click here for a list of Auto Dealers)
  • Apply today and get your next vehicle loan from SIU Credit Union!

Members Only. Car & Home Insurance. Get a quote. You could save an average of $427.96


Apply for a pre-approved vehicle loan from SIU Credit Union and shop for your next vehicle with the bargaining power of cash-in-hand! Apply at SIU Credit Union to get pre-approval for your vehicle loan. Once approved, your loan representative will tell you how easy it is to complete your vehicle loan. You could be shopping with power of cash-in-your-pocket! Stop by or call one of our loan representatives to apply and get your pre-approved vehicle loan from SIU Credit Union today!


Applying for a loan at SIU Credit Union is easy!

* Membership required. Subject to credit approval.
** Refinancing does not apply to current SIU Credit Union vehicle loans.

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*Annual Percentage Rate. APR is determined by an evaluation of the applicant’s credit history and the loan term. Subject to credit approval. Your APR might be higher based on your credit score. Auto Loan Offer valid Feb 5 – Mar 16th. 2018 Maximum term: 60 months. Offer applies only to 2006 and newer vehicles not currently financed at SIU Credit Union. All rates subject to change at any time without notice. No additional deductions allowed off promotional rate. Payment is deferred for 90 days. Interest begins accruing upon disbursal of loan. Title transfer fees payable to Illinois Secretary of State apply. Payment example: 1.99% APR for 60 months is $17.53 per $1,000 borrowed. Membership required. Federally insured by NCUA. Call 800-449-7301 for additional details.


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