Take Life by the Wheel!

Great rates on new, used or refinanced auto loans


Start 2018 smart and get a rate you'll love at SIU Credit Union. For a limited time, rates as low as 1.99% APR* for 60 months. Plus - no payments for 90 days. Get pre-approved today and take life by the wheel! 

How do I apply?

Start the easy application process by clicking the button below, call (618) 457-3595 or (800) 449-7301, or visit one of our Branch locations.

Apply Now!


Goodbye High-Interest

Transfer to an SIU Credit Union Visa®

Is your post-holiday debt piling up? Lower your interest rates when you move your balance to an SIU Credit Union Visa® credit card. Enjoy 3.9% APR** for 12 months on ALL balance transfers. And, no balance transfer fees!

Lowering your interest rates and fees could be the help you need after the holiday season.  Ask a credit union representative
for more details.

How do I get started?

We make it easy for you to transfer your balance! Complete & return the promotional balance transfer form to SIU Credit Union.

Download Form

  • **All of our credit inquires are processed through TransUnion.

  •  Don't have an SIU Credit Union Visa® Credit Card?

Click here to learn more about balance transfers, give us a call at (618) 457-3595 or (800) 449-7301, or visit a Branch Location

*Annual Percentage Rate. APR is determined by an evaluation of the applicant’s credit history and the loan term. Subject to credit approval. Your APR might be higher based on your credit score. Auto Loan Offer valid Feb 5 – Mar 16th. 2018 Maximum term: 60 months. Offer applies only to 2006 and newer vehicles not currently financed at SIU Credit Union. All rates subject to change at any time without notice. No additional deductions allowed off promotional rate. Payment is deferred for 90 days. Interest begins accruing upon disbursal of loan. Title transfer fees payable to Illinois Secretary of State apply. Payment example: 1.99% APR for 60 months is $17.53 per $1,000 borrowed. Membership required. Federally insured by NCUA. Call 800-449-7301 for additional details.

**Annual Percentage Rate. Rates, term and conditions are subject to change without notice. Offer subject to credit approval. Introductory rate of 3.9% APR is good on balance transfers for new cardholders for the first 12 months. Rate applies only on balance transfers. After the promotional period ends, the standard APR for purchases will be applied to all remaining balance transfer amounts. Standard APR ranges between 7.9% - 16.9%. Credit card approval and standard APR depends on creditworthiness and other qualifications. Apply for Visa Credit Card online at www.siucu.org or visit any branch location. Membership required. Federally insured by NCUA. Offer begins January 8, 2018, but could end at anytime without notice. Call 800-449-7301 for details.


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